MyBikeisAwesome.com Link I have always had awesome bikes.  When I got my first bike it was like I could fly.  The freedom was addictive. I was a natural.  I never needed training wheels… it was just something I took to immediately.  Although there have been stages where I haven’t ridden much due to general busy-ness or because I thought I was getting too successful to ride my bike, I have always had a soft spot for my bikes - past and present. If YOU have an awesome bike, send me a pic of it and I will post it on the site.  The submit button is in the upper right hand corner of this site… it looks like a pencil. Ryan
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MyBikeisAwesome.com Link

I have always had awesome bikes.  When I got my first bike it was like I could fly.  The freedom was addictive. I was a natural.  I never needed training wheels… it was just something I took to immediately.  Although there have been stages where I haven’t ridden much due to general busy-ness or because I thought I was getting too successful to ride my bike, I have always had a soft spot for my bikes - past and present.

If YOU have an awesome bike, send me a pic of it and I will post it on the site.  The submit button is in the upper right hand corner of this site… it looks like a pencil.

Ryan

Ryan’s Money Rules Link About This Blog - Disclaimer When I was about 27 years old, our financial advisor suggested we put all our money into a High Tech sector mutual fund right before the dot-com bubble burst. After it did burst, our portfolio dropped in value about 70%. Blammo! The fortunate thing was our portfolio was only worth about $12000 pre-pop. The really bad thing was that we had worked very hard as students to accumulate that money and we were really saddened to see our money evaporate like that.  About 6 months later, we pulled our money from that advisor and went off on our own. We taught ourselves the ins and outs of investing, debt management, assets vs liabilities, tax strategies, stocks, options, bonds and all the other stuff. We have a set of rules that we have established for ourselves, and have used these rules to build up a modest asset base that helps pay the bills.  We have always strived to squeeze the most out of the money we have, and to use it wisely so as to get good value from it.  This blog will be the first time that my/our money rules will be documented.  I initially wanted to write a book about money, and perhaps someday I will, but for now I will just document some of the learnings we’ve come to believe are important for proper stewardship of our money.  Some of our rules buck conventional wisdom (such as what we define as an asset, diversification, rebalancing etc), but they are all based on experience and trial and error… lots and lot of errors.  We also may have a different perspective or tolerance level than other prople wiht respect to risk and risk management.  These are things you should consider before doing anything with your money. 
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Ryan’s Money Rules Link

About This Blog - Disclaimer

When I was about 27 years old, our financial advisor suggested we put all our money into a High Tech sector mutual fund right before the dot-com bubble burst. After it did burst, our portfolio dropped in value about 70%. Blammo! The fortunate thing was our portfolio was only worth about $12000 pre-pop. The really bad thing was that we had worked very hard as students to accumulate that money and we were really saddened to see our money evaporate like that.  About 6 months later, we pulled our money from that advisor and went off on our own. We taught ourselves the ins and outs of investing, debt management, assets vs liabilities, tax strategies, stocks, options, bonds and all the other stuff. We have a set of rules that we have established for ourselves, and have used these rules to build up a modest asset base that helps pay the bills.  We have always strived to squeeze the most out of the money we have, and to use it wisely so as to get good value from it.  This blog will be the first time that my/our money rules will be documented.  I initially wanted to write a book about money, and perhaps someday I will, but for now I will just document some of the learnings we’ve come to believe are important for proper stewardship of our money.  Some of our rules buck conventional wisdom (such as what we define as an asset, diversification, rebalancing etc), but they are all based on experience and trial and error… lots and lot of errors.  We also may have a different perspective or tolerance level than other prople wiht respect to risk and risk management.  These are things you should consider before doing anything with your money. 

Bio.

Writing your own bio can be challenging. Get someone else to do it.  

ygkstories:

Ryan is one of my favorite people.

We first met at a Limestone New Media Group meet-up in September.
Our conversation then was about him wanting to start something awesome in the city of Kingston. Not too long after that initial conversation, Awesome Kingston was born.

What I like most about him is that he is part of a very tiny majority of the world. I’m not sure what the exact figure is. (Maybe 1%, haha.) The tiny majority of the human population that says they will do stuff and then proceeds to go do it.

Kingston-bred, geologist, his current project is a simple one focused on biking. If you love wheeling around, check out his new website, My Bike is Awesome.

We met up today to talk about stuff and bounce ideas around.
He’s been sitting on a financial literacy book that he’s been meaning to write.

This is a public nudge for him to get started writing.

Lessons?
+Nobody is going to look after you.
 The sooner you realize this, the better.
+Owning a good company is better than working for one.
+Live as a student as long as you can. Save money, invest it wisely. 

You can get in touch with Ryan through here: Website | Twitter
Awesome Kingston | My Bike is Awesome 

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